Do You Qualify for a Saginaw Habitat for Humanity House?

You live in a house

• That needs too many major repairs.
• That is overcrowded.
• That requires 40% or more of your income for rent & utilities.

You and your family

• Earns enough money to repay a 15- to 20-year, zero-interest loan.
• Does not earn enough money for a standard loan.
• Has good credit.
• Has lived in Saginaw County for at least one year.

Number in family	Minimum Yearly Income	Maximum Yearly Income
1	$11,700	$23,400
2	$13,400	$26,800
3	$15,050	$30,100
4	$16,750	$33,500
5	$18,100	$36,200
6	$19,400	$38,800
7	$20,750	$41,250
8	$22,100	$44,200

I Meet the Criteria. What is Next?

• If you meet the criteria, you need to call the office. Call us at (989) 753-5200 or see Contact Us.

Applicants Are Reviewed

• Applicants are reviewed each month by Saginaw Habitat for Humanity. Applicants are selected on their need, ability to make a mortgage payment and willingness to work on your home and the homes of others

I Have Been Selected As a Partner Family. What is Next?

• Please go to From Partner Family to Homeowner